RelianceHMO uses telemedicine and data science to provide cheaper, “easy to access” health insurance to Nigerians. The company pro-actively makes use of artificial intelligence and data science for personalised health-care, preventative health-care that reduces hospital admissions and optimising access to health care. Members enjoy a curated network of top-rated hospitals, a dedicated medical support team that includes doctors on call and 24/7 access to doctor consultation online, as well as the ability to view their health history and manage account information through an intuitive web and mobile app experience.