Designed and created to address the problem of the poor savings culture in Nigeria and the issue of impulse buying and unplanned spending, the KoloPay mobile app allows people to pay into their savings account with just one click. Its discount-deals feature creates incentives for setting money aside. KoloPay encourages users to set individual saving goals and to monitor their progress towards achieving them. This game-based approach to saving is helping to promote resilient lifestyles in Nigeria.

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