FlexPay Technologies enables companies to offer their customers flexible ways to pay for their products and services. Whether it’s retail shopping, school fees, tours and travel or crowd funding, FlexPay provides a financing management platform for flexible, instalments/payment options. Customers only need to reserve and book products or services in advance and pay for them over a stipulated period of time through existing mobile money and bank transfer channels. Businesses may have products and services that are vital for clients; however their fees may be hard to pay all at once. This is true particularly for unbanked and underbanked people in developing economies. This is where FlexPay comes in.